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Read in Korean → 한국어로 읽기 Even when bank interest rates rise and savings products flood the market,many people still ask the same question: “Savings accounts feel safe… but will my money actually grow?” When I was starting my career, I saved through fixed deposits every month.That’s what my parents did — earn money, put … Read more
Read in Korean → 한국어로 읽기 Why is an emergency fund the first step in personal finance? When many young professionals think about investing,they immediately think of stocks or crypto. But before chasing returns,what you really need is a minimum layer of financial protection —an emergency fund. When I first started my career,I believed taking … Read more
Read in Korean → 한국어로 읽기 Many people say they want to save money,but the real difference between those who build wealthand those who constantly feel short on cashis not willpower — it’s systems. I used to promise myself,“I’ll definitely save this month.”But when payday arrived,the money disappeared before I knew where it went. Everything … Read more
Read in Korean → 한국어로 읽기 When you receive your first paycheck,the urge to spend freely often comes first. But without basic financial habits,early spending can quickly turn into financial anxiety. When I was starting my career, I often thought,“I’ll just spend a little.”But small payments added up fast,and I was shocked when I saw … Read more
Read in Korean → 한국어로 읽기 Have you ever checked your bank balance and thought,“Why did my money disappear so quickly this month?” It often happens after holidays —family gatherings, gifts, eating out, social events —small expenses quietly pile up and shake your budget. But this moment is actually the perfect time to reset your … Read more
Read in Korean → 한국어로 읽기 Many young professionals save emergency money —but often fail at managing it. An emergency fund isn’t just savings.It’s a shield that protects you during unexpected momentsand a powerful source of psychological security. When I was starting my career,I thought, “A small emergency fund should be enough.”But sudden hospital bills … Read more
Read in Korean → 한국어로 읽기 “Investing isn’t something you start when you have money —it’s something that creates your future money.” When I received my first paycheck,my expenses were bigger than my income.But even with small amounts of saving and investing,I slowly learned the feeling of compounding. Here are 5 micro-investing stepsthat beginners — … Read more
Read in Korean → 한국어로 읽기 When I first started ETF investing,I checked prices constantly and wondered: But I kept asking myself:How do successful investors handle this time?The more I studied, the clearer it became: People who build wealth automate their investing routine — and stay consistent. Here are 5 steps to create an automatic … Read more
Read in Korean → 한국어로 읽기 In ETF investing, the hardest part isn’twhen to buy — it’s when to stay calm. When the market drops, anyone can feel anxious.Temporary losses feel like personal failure. I used to panic during every downturn.Whenever profits disappeared, I questioned my decisions.But I learned that long-term investors are those who … Read more
Read in Korean → 한국어로 읽기 ETF investing is a long-term strategy,but occasional rebalancing is necessary. Over time, some ETFs may rise too fast or fall too sharply,causing your original asset allocation to break down. When I first started, I was overly confident after a quick gain.I invested more than I planned — and when … Read more