Read in Korean → 한국어로 읽기 A Beginner’s Guide to Understanding the Interest Rate–Currency Structure When talking about exchange rates, the conversation often leads to this question: “So… does the exchange rate move because of interest rates?” In the news, we constantly hear about rate hikes and rate cuts—and at the same time, exchange rates … Read more
Read in Korean → 한국어로 읽기 When you listen to people who invest overseas, you often hear things like: Yet for beginners, it’s rare to find a clear explanation of how exchange rates actually affect asset value. That’s because exchange rates aren’t something you need to predict.They’re closer to an environment you need to understand … Read more
Read in Korean → 한국어로 읽기 When people start managing their money, they often watch videos or read blogs and think: But people who consistently build wealth don’t start with products.They start with structure. Asset structure isn’t about what you buy.It’s about designing the order in which money flows, stays, grows, and gets locked away. … Read more
Read in Korean → 한국어로 읽기 An ISA (Individual Savings Account) is designed toreduce taxes while growing your assets. Then the real question becomes: What should you actually buy inside an ISA? Today, let’s walk through an ISA portfolio strategy that beginners can follow immediately —simple, efficient, and sustainable. 1️⃣ Core ISA Investing Principles (Quick … Read more
Read in Korean → 한국어로 읽기 Why do so many people recommend opening an ISA? The answer is simple. With an ISA, you can keep much more of your returns — even with the same performance. That’s because ISA is built to significantly reduce taxes on investment profits. I didn’t fully understand this at first.In … Read more
Read in Korean → 한국어로 읽기 Once you’ve set up your pension savings,the next step in tax-efficient investing is the ISA. An ISA (Individual Savings Account) is designed for everyone —from complete beginners to early-career professionals —who want to grow their assets while reducing tax burdens. At first, I also wondered,“Is this really that useful?”But … Read more
Read in Korean → 한국어로 읽기 “Investing isn’t something you start when you have money —it’s something that creates your future money.” When I received my first paycheck,my expenses were bigger than my income.But even with small amounts of saving and investing,I slowly learned the feeling of compounding. Here are 5 micro-investing stepsthat beginners — … Read more
Read in Korean → 한국어로 읽기 When beginners start investing in ETFs, their biggest question is usually:“When should I buy and when should I sell?” But the real danger isn’t timing —it’s investing with the wrong habits. Here are the 5 most common mistakes beginners make with ETFs and how to avoid each one. 1️⃣ … Read more
Read in Korean → 한국어로 읽기 When I received my first paycheck, the word “investment” felt intimidating.I used to believe that only people with a lot of money could invest. But once I finally started, I realized something important: It’s not the amount of money that matters — it’s the routine. I began with just … Read more