Read in Korean → 한국어로 읽기 When markets are quiet,people often say things like: “There’s nothing to do right now.”“It doesn’t feel like the right time to move.” But in asset management,the most dangerous moment is not when markets are loud —it’s when they are quiet. A quiet market doesn’t mean nothing is happening.It simply … Read more
Read in Korean → 한국어로 읽기 After reading articles and watching videos about interest rates,one question naturally remains: “So where should my money actually go —cash, bonds, or ETFs?” Many people struggle with investing not because they lack information,but because they don’t know how to adjust asset weights to the environment. I still ask myself … Read more
Read in Korean → 한국어로 읽기 Why savings accounts alone rarely build real wealth When people begin managing their money,one question almost always comes up: “Should I use a savings account — or a CMA?” Both are considered “safe,”but they serve very different purposes. When I started my career,I automatically put part of every paycheck … Read more