Read in Korean → 한국어로 읽기 An ISA (Individual Savings Account) offers powerful tax advantages —but the results can vary dramatically depending on how you manage it. When I first opened my ISA, I thought:“I’ve opened the account and set up auto transfers — that should be enough.” But once I understood the key management … Read more
Read in Korean → 한국어로 읽기 Why do so many people recommend opening an ISA? The answer is simple. With an ISA, you can keep much more of your returns — even with the same performance. That’s because ISA is built to significantly reduce taxes on investment profits. I didn’t fully understand this at first.In … Read more
Read in Korean → 한국어로 읽기 Once you’ve set up your pension savings,the next step in tax-efficient investing is the ISA. An ISA (Individual Savings Account) is designed for everyone —from complete beginners to early-career professionals —who want to grow their assets while reducing tax burdens. At first, I also wondered,“Is this really that useful?”But … Read more
Read in Korean → 한국어로 읽기 Pension savings is a game where consistency always wins.Yet in reality, most people get shaken by emotions, hesitate over timing, and end up missing opportunities. That’s exactly why, once I started my pension savings, I stopped relying on willpower—which is easily influenced by mood or circumstances—and focused instead on … Read more
Read in Korean → 한국어로 읽기 Once your short-term cash (CMA, emergency fund, living expenses) is organized, most people start asking the next set of questions: I asked the same things and learned one key principle: Money flows best when you separate it by time horizon. That’s where a pension savings account naturally becomes the … Read more
Read in Korean → 한국어로 읽기 Even when bank interest rates rise and savings products flood the market,many people still ask the same question: “Savings accounts feel safe… but will my money actually grow?” When I was starting my career, I saved through fixed deposits every month.That’s what my parents did — earn money, put … Read more
Read in Korean → 한국어로 읽기 When I first started ETF investing,I checked prices constantly and wondered: But I kept asking myself:How do successful investors handle this time?The more I studied, the clearer it became: People who build wealth automate their investing routine — and stay consistent. Here are 5 steps to create an automatic … Read more
Read in Korean → 한국어로 읽기 In ETF investing, the hardest part isn’twhen to buy — it’s when to stay calm. When the market drops, anyone can feel anxious.Temporary losses feel like personal failure. I used to panic during every downturn.Whenever profits disappeared, I questioned my decisions.But I learned that long-term investors are those who … Read more
Read in Korean → 한국어로 읽기 ETF investing is a long-term strategy,but occasional rebalancing is necessary. Over time, some ETFs may rise too fast or fall too sharply,causing your original asset allocation to break down. When I first started, I was overly confident after a quick gain.I invested more than I planned — and when … Read more
Read in Korean → 한국어로 읽기 If you’ve been investing in ETFs consistently,the next key question becomes: “How do I manage my profits?” In the beginning, I also used to get excited as soon as I saw small gains and thought,“Maybe I should buy something else right now!” But I realized that real gains are … Read more