Read in Korean → 한국어로 읽기 How to Move Beyond a KRW-Centered Portfolio Most people think of exchange rates as a question of“Will it go up or down?” But for those who hold assets over the long term,exchange rates are less about predictionand much more about structure. Especially when your income, debt, and assets are … Read more
Read in Korean → 한국어로 읽기 Five Criteria to Decide Whether It’s the Right Time in an Interest Rate and Exchange Rate Environment When people talk about real estate,the conversation usually starts with questions like: But there is a more important question that comes first: “Is my asset structure at a stage where real estate … Read more
Read in Korean → 한국어로 읽기 After reading articles and watching videos about interest rates,one question naturally remains: “So where should my money actually go —cash, bonds, or ETFs?” Many people struggle with investing not because they lack information,but because they don’t know how to adjust asset weights to the environment. I still ask myself … Read more
Read in Korean → 한국어로 읽기 An ISA (Individual Savings Account) offers powerful tax advantages —but the results can vary dramatically depending on how you manage it. When I first opened my ISA, I thought:“I’ve opened the account and set up auto transfers — that should be enough.” But once I understood the key management … Read more
Read in Korean → 한국어로 읽기 Once you’ve set up your pension savings,the next step in tax-efficient investing is the ISA. An ISA (Individual Savings Account) is designed for everyone —from complete beginners to early-career professionals —who want to grow their assets while reducing tax burdens. At first, I also wondered,“Is this really that useful?”But … Read more
Read in Korean → 한국어로 읽기 Pension savings is a game where consistency always wins.Yet in reality, most people get shaken by emotions, hesitate over timing, and end up missing opportunities. That’s exactly why, once I started my pension savings, I stopped relying on willpower—which is easily influenced by mood or circumstances—and focused instead on … Read more