Pension Savings vs IRP vs ISA — Which Account Should You Start With First?

Start with the account that fits your current financial structure

Read in Korean → 한국어로 읽기 In Part 1, we looked at why pension savings accounts form the core of long-term wealth.But many people still feel confused when they see similar account names. I felt the same way at first. Pension savings?IRP?ISA? Let’s break down these three most commonly compared accounts — clearly and simply. … Read more

Why a Pension Savings Account Matters — The First Account That Builds Long-Term Wealth

pension savings, tax deduction

Read in Korean → 한국어로 읽기 Once your short-term cash (CMA, emergency fund, living expenses) is organized, most people start asking the next set of questions: I asked the same things and learned one key principle: Money flows best when you separate it by time horizon. That’s where a pension savings account naturally becomes the … Read more

Why ETFs Beat Savings Accounts — Long-Term Wealth Is About Growth

적금보다 ETF 투자 재테크 추천 이유

Read in Korean → 한국어로 읽기 Even when bank interest rates rise and savings products flood the market,many people still ask the same question: “Savings accounts feel safe… but will my money actually grow?” When I was starting my career, I saved through fixed deposits every month.That’s what my parents did — earn money, put … Read more

5 Common ETF Investing Mistakes Beginners Must Avoid

investing mistakes, ETF decision confusion

Read in Korean → 한국어로 읽기 When beginners start investing in ETFs, their biggest question is usually:“When should I buy and when should I sell?” But the real danger isn’t timing —it’s investing with the wrong habits. Here are the 5 most common mistakes beginners make with ETFs and how to avoid each one. 1️⃣ … Read more