Why Your Portfolio Should Be Simpler When You Have Debt

Be Simpler When You Have Debt

Read in Korean → 한국어로 읽기 When debt enters your life,pressure naturally follows. You feel like you need to grow assets fasterand push for higher returns. When I took on debt through real estate transactions,I found myself thinking: Should I work part-time on weekends?Should I take more aggressive investment risks? But in reality,once debt exists, … Read more

How to Grow Assets While Carrying Debt — What You Must Reduce First

Carrying Debt, What You Must Reduce First

Read in Korean → 한국어로 읽기 When you already have debt,there comes a moment when you start asking yourself: “Should I keep growing my assets?”“Or should I pause for now?” If you already own real estateor are actively managing investment accounts,this question becomes even more real. Many people think: “If I earn just a little … Read more

The Critical Difference Between Wealth-Building Debt and Consuming Debt

The Critical Difference Between Wealth-Building Debt and Consuming Debt

Read in Korean → 한국어로 읽기 Why Not All Loans Are Created Equal Debt is always a controversial topic. Some people grow their assets through debt,while others find their lives weighed down by it. The difference isn’t whether debt was used —it’s what kind of structure the debt was part of. Debt is not inherently … Read more